Prevent Auto Theft and Qualify For Best Auto Insurance Rates

January 18, 2017

A car is a pride possession to all and each of us are always looking for the best auto insurance rates. Your car is the most cherished possession, which you cannot do without at all times. First if you want to save any damage to your vehicle and protect it from all perils, it is necessary for you to opt for the correct limits and coverage for insurance. The comprehensive insurance coverage will cover theft of your vehicle. Some companies allow you to have a stand alone comprehensive coverage whilst some companies sell a comprehensive coverage in combination with collision coverage. For obtaining the best auto insurance rates you can shop online, maintain a good driving record, select the right vehicle and prevent auto theft so that your claims are low.

In the United State as per the FBI findings a motor vehicle is stolen every 26 seconds and there are over 1.2 million motor vehicles stolen every year. If you consider the probability ratios than 1 auto is likely to be stolen out every 190 vehicles. The risk of car theft is higher in the urban areas. Here are certain tips for preventing auto theft and the property in it from being stolen.

— Please do not leave the keys in the ignition when you leave your vehicle in any parking lot or even for a moment when you go for shopping.

— Your doors and windows should be locked even when you park it in the drive way of your own home or the drive way of your friends or relative. It is best to always park your car in the garage and lock the door.

— Your GPS, your stereo and other equipment should be preferably removable so that you can lock it up in the trunk so that your equipment is not stolen. Secondly please ensure that you have a sufficient coverage on your personal belongings in your home policy so that you are insured for these items. These would not be covered under your auto insurance policy.

— Park your car in a parking place which is well-lit and in an area which is busy so the chances of anyone picking up the car without anyone having seen the person are very less. Someone will notice and provide information even at a later date.

— See that you do not give all your keys to the attendant when you park the car in when the car is given for repairs or oil changes.

— Follow the traffic rules of parking your car with the wheels turned sharply towards the curb since this would prevent the rolling of the car and also discourage thieves. Another thing one can do is to have the emergency brakes or gears on so immediate movement of the vehicle would not be facilitated.

— The best option is to get anti-theft devices for your auto. The insurance companies offer you a discount if you have anti-thefts devices like alarms, window etchings, and anti-hot-wiring products installed.

According to the National Association of Insurance Commissioners,in nine states Florida, Illinois, Kentucky, Louisiana, Massachusetts, Minnesota, New Mexico, Pennsylvania and Rhode Island regulations require insurers to provide car owners with discounts on the base rates for comprehensive insurance for antitheft devices. In Massachusetts these discounts are typically 15-20%.

— You should keep in mind that there are certain models of vehicles like the 1994 Honda Accord, 1995 Honda Civic or 1989 Toyota Camry since as per the 2008 survey by the National Insurance Crime Bureau.these are the top three vehicles stolen. If you drive any of these vehicles you should take extra care and precautions for prevention of auto theft.

A little bit of precaution, and care at the time of insuring your vehicle would make things very simple for you. You can certainly prevent your pride possession, your car from auto theft and also enjoy the best auto insurance rates. Remember if you protect your car and your driving record you will be rewarded with the best auto insurance rates.

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